Personal Checking Accounts
At Magnolia Bank, enjoy flexible checking account options and benefits tailored to fit your needs and lifestyle.
Open a Personal AccountOur Checking Accounts
Simple Checking
Enjoy the ease of banking made simple.
- Minimum opening deposit of $50
- No minimum daily balance requirement
- No monthly service fee
- Up to 20 checks and withdrawals per statement period (excess item fee charged per check above initial 20 permitted)
- Monthly statement without check images
- Online banking, online bill pay and mobile banking
Mobile Checking
An account solution tailored to fit your busy lifestyle.
- Minimum opening deposit of $50
- $500 minimum daily balance requirement
- $5 monthly service fee if daily balance falls below required daily minimum at any time during the statement cycle
- Unlimited withdrawals and checks
- Magnolia Bank fee waived at non-Magnolia Bank ATMs
- Reimbursement of first five ATM surcharges of up to $25 per statement cycle
- Online banking, online bill pay and mobile banking
- eStatements at no charge / $5 paper statement fee
Interest Checking
A premium account solution that pays interest.
- Minimum opening deposit of $50
- $10,000 minimum daily balance requirement
- $10 monthly service fee if daily balance falls below required daily minimum at any time during the statement cycle
- Monthly service fee waived with relationship banking – must maintain minimum daily balance in combined checking or savings
- Service charge waived for account owners 62+ and for full time students under 23
- Online banking, online bill pay and mobile banking
Renew Checking
An account for those customers looking for a second chance.
- Minimum opening deposit of $50
- No transaction limits
- $10 monthly service fee per statement cycle
- Monthly service fee reduced to $8 per statement cycle with direct deposit
- Online banking, online bill pay and mobile banking
Call us for more details.
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