Personal Checking Accounts
At Magnolia Bank, enjoy flexible checking account options and benefits tailored to fit your needs and lifestyle.Our Checking Accounts
Simple Checking
Enjoy the ease of banking made simple.
- Minimum opening deposit of $50
- No minimum daily balance requirement
- No monthly service fee
- Up to 20 checks and withdrawals per statement period (excess item fee charged per check above initial 20 permitted)
- Monthly statement without check images
- Online banking, online bill pay and mobile banking
Mobile Checking
An account solution tailored to fit your busy lifestyle.
- Minimum opening deposit of $50
- $500 minimum daily balance requirement
- $5 monthly service fee if daily balance falls below required daily minimum at any time during the statement cycle
- Unlimited withdrawals and checks
- Magnolia Bank fee waived at non-Magnolia Bank ATMs
- Reimbursement of first five ATM surcharges of up to $25 per statement cycle
- Online banking, online bill pay and mobile banking
- eStatements at no charge / $5 paper statement fee
Interest Checking
A premium account solution that pays interest.
- Minimum opening deposit of $50
- $10,000 minimum daily balance requirement
- $10 monthly service fee if daily balance falls below required daily minimum at any time during the statement cycle
- Monthly service fee waived with relationship banking – must maintain minimum daily balance in combined checking or savings
- Service charge waived for account owners 62+ and for full time students under 23
- Online banking, online bill pay and mobile banking
Renew Checking
An account for those customers looking for a second chance.
- Minimum opening deposit of $50
- No transaction limits
- $10 monthly service fee per statement cycle
- Monthly service fee reduced to $8 per statement cycle with direct deposit
- Online banking, online bill pay and mobile banking
Call us for more details
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