Thrive Checking & Savings

Thrive Checking

• No monthly service fee
• $25 minimum opening deposit
• No minimum balance requirement
• Instant issue fee waived with first debit card
• Debit card spending limits:
  • Ages 12–17: $100 ATM / $250 purchases
  • Age 18+: higher daily limits applied at request
• ATM fee refund: 1 per month (up to $5)
• No overdraft privilege to help avoid costly mistakes
• Online & mobile banking with eStatements

Thrive Savings

• $10 minimum opening deposit
• No monthly service fee
• No minimum balance requirement
• Interest bearing savings account
• $wipe N $ave Automatically included when bundled with Thrive Checking
• Savings Starter Match
  • Open Thrive Checking and Savings together and Magnolia Bank matches your $10 opening deposit, bringing your starting savings balance to $20
• Milestone Rewards
• Earn bonus deposits when you reach important life milestones after account opening:
  • First Job/Paycheck
  • Driver’s License
  • High School Diploma
  • College Diploma