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Commercial Loans

Your trusted lending partner offering financing for all your business needs, local decision making and competitive rates.

Commercial Business Loans

Real Estate

Increase your business’s equity and eliminate leasing uncertainties by buying, building or refinancing owner-occupied real estate. Whether purchasing a new business, acquiring an existing business or remodeling the business you currently own, Magnolia Bank offers a variety of financing options to suit your needs.

Construction for Resale

Let us finance your next project with a construction loan from Magnolia Bank. Available for one to four family, duplexes and apartment complexes, with interest-only payments during the construction period.

Equipment Loan

Preserve capital and enjoy potential tax benefits with equipment financing from Magnolia Bank. With flexible payment structures to match your business’s cash availability, you can choose from a variety of credit options to purchase or refinance new and used equipment or commercial vehicles.

Lines of Credit

With a Magnolia Bank Business or Commercial Line of Credit, your business will have access to working capital available when you need it. Ideal if your business needs easy access to cash for short-term capital, inventory purchases, an emergency fund or larger working capital needs.

Additional Information

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Our Lending Team

Our dedication to an excellent customer experience along with our qualified, knowledgeable staff enables Magnolia Bank to provide the personal and trusted service you deserve. We look forward to working with you for all your lending needs.
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SBA Lender Guarantee

As a Small Business Administration (SBA) preferred lender, Magnolia Bank works with small businesses to secure business loans with flexible terms, fixed and variable interest rates, and loan amounts up to five million.
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Business Credit Cards

Discover what best meets your business needs with popular business credit card options from Magnolia Bank. Get rewarded on expenses with new cardmember bonus offers and cash back rewards on all your business purchases.