Agricultural Loans

Let our trusted and knowledgeable staff assist you with financing for all your agricultural business needs. All with the benefit of local decision making and competitive rates.

Our Agricultural Loans

Farm Loans

Magnolia Bank has been working with local farmers since 1919. Today, Magnolia Bank is one of the top three largest FSA guarantee lenders in the state of Kentucky. Whether you are looking to purchase your first farm, or expand your existing operation, we will provide you with unique financing solutions to help your operation grow.

Mortgage

Whether you’re interested in the purchase of new farmland or refinancing your existing farm, Magnolia Bank offers adjustable and fixed rate loan options, available for up to 30 years.

Beginning Farmer Loan

For most new farmers, the most challenging aspect is not gaining experience, but rather putting together a down payment. As one of the largest originators of KAFC Beginning Farmer Loans in the state of Kentucky, Magnolia Bank help you overcome this hurdle and start your operation.

Equipment & Livestock Loans

From trucks to cattle and swine, to planters and combines, we understand the farm equipment and livestock financing needs for your farming operation. Contact Magnolia Bank today and let our agricultural lenders help you secure the right financing with fast loan processing times and flexible terms.

Lines of Credit

With a Magnolia Bank Agricultural Line of Credit, your business will have access to working capital available to assist you with your daily farming operations. Ideal if your farm needs easy access to cash for short-term capital or larger working capital needs.

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Additional Information

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Our Lending Team

Our dedication to an excellent customer experience along with our qualified, knowledgeable staff enables Magnolia Bank to provide the personal and trusted service you deserve. We look forward to working with you for all your lending needs.
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SBA Lender Guarantee

As a Small Business Administration (SBA) preferred lender, Magnolia Bank works with small businesses to secure business loans with flexible terms, fixed and variable interest rates, and loan amounts up to five million.
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Business Credit Cards

Discover what best meets your business needs with popular business credit card options from Magnolia Bank. Get rewarded on expenses with new cardmember bonus offers and cash back rewards on all your business purchases.
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