Checking and Savings Accounts |
| Account | Minimum Deposit to earn APY* | Interest Rate** | Annual Percentage Yield |
| Magnolia Rewards Checking | $100.00 | 0.25% | 0.25% |
| Magnolia Total Rewards | $100.00 | 0.75% | 0.75% |
| | | | |
Statement Savings Account |
| Daily Balance 200.00 and above | 0.50% | 0.50% |
Magnolia Student Savings Account |
| Daily Balance 100.00 and above | 0.50% | 0.50% |
Magnolia Business Savings Account |
| Daily Balance 200.00 and above | 0.50% | 0.50% |
Money Market Account |
| Daily Balance 2,500.00 - 9,999.99 | 0.50% | 0.50% |
| Daily Balance 10,000.00 - 24,999.99 | 1.00% | 1.00% |
| Daily Balance 25,000.00 - 99,999.99 | 1.24% | 1.25% |
| Daily Balance 100,000.00 and above | 1.74% | 1.75% |
Magnolia Business Money Market Account |
| Daily Balance 2,500.00 - 9,999.99 | 0.50% | 0.50% |
| Daily Balance 10,000.00 - 24,999.99 | 1.00% | 1.00% |
| Daily Balance 25,000.00 - 99,999.99 | 1.24% | 1.25% |
| Daily Balance 100,000.00 and above | 1.74% | 1.75% |
Health Savings Account |
| Daily Balance 0.00 - 2,499.99 | 1.50% | 1.51% |
| Daily Balance 2,500.00 - 9,999.99 | 2.00% | 2.02% |
| Daily Balance 10,000.00 and above | 2.50% | 2.53% |
Magnolia Christmas Club Account |
| Daily Balance 10.00 and above | 0.50% | 0.50% |
